Own. Buy. Build. Grow.
Goran PavlovskiBuilt by the former #1 individual SBA credit approver in the U.S. (2023).
$500M+SBA loans approved and closed.Our founder’s banking career.
19 Google reviews, rated 5 out of 5Other financing needs
Why AWGWe assess the business’s finances and operations to clarify how much debt it can support and whether your transaction is SBA eligible.
We match your request with suitable lenders and help you compare structure, terms and execution.
We underwrite before lender outreach, prepare your credit case and guide the financing through closing.
Our financing placement fee is paid by the lender at closing. If applicable, any separate advisory scope and fee are agreed with you at the outset.
TransactionsInside a transaction · Construction services acquisition
$10M+
SBA 7(a) financing $5M
Selected SBA 7(a) loans closed by AWG. Figures shown are loan amounts.
| No. | Industry | Type | Financing | Amount |
|---|---|---|---|---|
| 01 | Tennis complex · ground lease | Acquisition | SBA 7(a) | $4.3M |
| 02 | Construction company | Acquisition | SBA 7(a) | $5M |
| 03 | Appliance store | Acquisition | SBA 7(a) | $2.2M |
| 04 | Kitchen remodeling company | Acquisition | SBA 7(a) | $3M |
| 05 | Landscaping company | Acquisition | SBA 7(a) | $3.8M |
| 06 | Security firm | Acquisition | SBA 7(a) | $2.8M |
| 07 | Concrete coring business | Acquisition | SBA 7(a) | $2.2M |
| 08 | Modeling agency | Acquisition | SBA 7(a) | $3M |
Google reviews
“I say this with 100% confidence: There is no one else you want working on your deals. Goran and his team were OUTSTANDING to work with – sharp, responsive, efficient – everything you would want in a deal team!”
“I plan on doing acquisitions in the future, and there's no way I would do one without their help and support. If you are a self-funded searcher, I couldn't recommend Goran and his team highly enough.”
Ryan RobinsonBusiness buyer“Goran and team were instrumental in getting a very tough deal across the line successfully. There’s unspeakable value in an aligned deal team member.”
Joseph EvangelistaBusiness buyer“Goran regularly goes beyond the scope of his role, acting as a strategic advisor, educator, and a calming presence when the stakes are highest. He is measured, sharp, and relentlessly focused on the end goal.”
“He and I had many discussions about the target business, the deal structure and how to optimize the transaction for our benefit. His advice was always sophisticated, commercial, and focused on our best interests.”
“He was highly accessible, which made a big difference in overcoming the many challenges that arose between the LOI and closing.”
“Having the support of a trustworthy and highly capable advisor made the process a lot less stressful.”
“He made it easy to find the right lender and keep our deal on track despite complex add-backs.”
Our processFour stages, one file. We stay with the financing from the first review of your numbers through approval and closing.
We review your financials, business operations and financing needs.
We test repayment capacity, SBA eligibility and credit risks.
We refine the structure, match suitable lenders and prepare the credit memo.
We help you evaluate lender terms and guide you through approval and closing.
I still read every financing request as if my name were on the approval.
Behind every financing request is someone putting years of work and their livelihood at risk. I built AWG to bring experienced credit judgment to that decision and tell you exactly what I see.
Goran PavlovskiFounder & Principal
Former #1 individual U.S. SBA credit approver, 2023. $500M+ in SBA loans approved and closed · $1.5B+ deals reviewed.
InsightsNotes on SBA financing, credit and structure, written the way a lender reads a file.
View all insights
A loan to buy a business can fund an eligible acquisition, but approval depends on more than your credit score.
SBA loans approved and closed across our founder’s banking career.
That credit judgment now works from your side of the table.
FAQThe lender pays AWG’s financing placement fee at closing. You do not pay AWG a placement fee.
Depending on the transaction type, additional advisory work may carry a separate fee. We agree on the scope and any advisory fee with you at the beginning of the process, before that work starts. This is separate from lender-paid financing placement.
Yes. Lender-paid placement refers to AWG’s placement fee. It does not cover any lender fees or third-party transaction and closing costs.
A lender evaluates your request against its own credit criteria. AWG helps you assess the business, structure the financing and prepare the credit case. We can discuss whether an advisory role alongside your existing lender makes sense, with the scope and any fee agreed at the outset.
As early as possible, while the key terms and capital plan can still change. That may be before signing a letter of intent, committing to a property, finalizing a franchise budget or taking on new debt. If you are already further along, we can review where things stand.
Business acquisitions, partner buyouts, franchise startups and acquisitions, growth and working capital, owner-occupied real estate, and eligible refinancing. We start with what the capital needs to accomplish, then determine the appropriate financing path.
Submit the Request financing form with your financing needs and transaction details. If your request is a fit for AWG, we will contact you within two business days of submission to outline the next steps.
We identify the issues that affect financing and explain what may need to change, such as price, debt structure, working capital or liquidity. The structure can evolve as new information and lender feedback become available. If there is no credible path, we will tell you. The goal is a sound capital decision.
Timing depends on the financing type, file readiness, lender requirements and transaction-specific work. We identify the steps and dependencies early so you understand what drives the timeline, then work with you and the lender to establish a realistic plan.
Yes, for transactions AWG accepts. We prepare the lender submission, help resolve underwriting questions and guide the financing through documentation and closing. Smaller requests, typically below $500,000, may be directed to a specialist lending partner. For those referrals, the partner handles the financing process directly; AWG is not involved through closing.
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