Transactions built to survive scrutiny.

Enterprise value exceeded $10 million. The sellers questioned whether SBA financing could support a transaction of that size. Before lender outreach, the buyers needed a financing structure the sellers could understand and take seriously.

We pressure-tested the transaction with the buyers, reviewing the acquisition structure, financing strategy and underwriting risks alongside their legal and tax advisors. We kept the sellers informed about the financing path. The acquisition closed with $5 million in SBA 7(a) financing through AWG; the $10M+ enterprise value was the value of the business, not the loan amount.

Explore AWG’s acquisition financing approach

AWG completed $3 million in SBA 7(a) financing for this home services acquisition. The buyer also had to relocate the business after closing, so the purchase price was only part of the capital decision.

The financing question extended to the move itself: relocation costs, a workable occupancy plan, operating disruption and the working capital needed to continue serving customers. This transaction illustrates why the business’s needs after closing belong in the acquisition financing plan.

Explore AWG’s acquisition financing approach

AWG completed $4.3 million in SBA 7(a) financing for the acquisition of a tennis complex involving a ground lease. The transaction brought together a business acquisition and the continuing occupancy arrangements for the facility.

The credit question extended beyond headline earnings to the cash needed to operate the facility and repay the debt. For a business of this kind, the operating cycle, maintenance and continuing investment remain relevant after ownership changes.

Explore AWG’s acquisition financing approach

AWG completed SBA 7(a) financing for two trade and retail acquisitions. These were separate business purchases, each with its own ownership transition and operating capital needs.

The credit lesson is the distinction between buying the business and funding its operations. Inventory, supplier terms, receivables and the timing of cash receipts all affect how much cash a buyer needs after closing. The acquisition financing and the cash needed to run the business need to work together.

Explore AWG’s acquisition financing approach

AWG completed $1.85 million in SBA 7(a) financing for this home services acquisition. The transaction transferred an operating business to a new owner, with the seller’s handover and the durability of cash flow central to the financing question.

The credit lesson was continuity: customer relationships, key employees and the ability to deliver work matter after the sale. A transition plan needs to connect the buyer’s operating experience, seller support and working capital with the cash flow expected to repay the loan.

Explore AWG’s acquisition financing approach

AWG completed $1.055 million in SBA 7(a) financing for this healthcare logistics acquisition. The business had continuing service obligations beyond the ownership change, making operating continuity part of the financing question.

The credit lesson was to look beyond the acquisition price: customer concentration, delivery obligations, equipment, staffing and liquidity can all affect the cash available for repayment. Buying the business and keeping its services running belong in the same financing plan.

Explore AWG’s acquisition financing approach